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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,646 | $184,014-20.9% | $161,149-9.6% | $138,895+4.9% |
| Participation rate | 100.0% | 82.1%+17.9pp | 78.8%+21.2pp | 79.9%+20.1pp |
| Annual return | 4.71% | 21.52%-16.8pp | 21.16%-16.4pp | 145.39%-140.7pp |
| Employer contribution / active EE | $16,740 | $5,055+231.1% | $4,360+283.9% | $4,194+299.1% |
| Participant deferral / active EE | $4,294 | $6,909-37.9% | $6,153-30.2% | $6,396-32.9% |
| Admin fee / account holder | $8,571 | $18,027-52.5% | $15,194-43.6% | $12,562-31.8% |