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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,058 | $144,130-47.9% | $117,861-36.3% | $147,586-49.1% |
| Participation rate | 87.5% | 83.4%+4.1pp | 79.7%+7.8pp | 82.8%+4.7pp |
| Annual return | 8.37% | 531.20%-522.8pp | 335.11%-326.7pp | 578.59%-570.2pp |
| Employer contribution / active EE | $8,710 | $4,897+77.9% | $3,786+130.0% | $4,876+78.6% |
| Participant deferral / active EE | $5,738 | $5,316+7.9% | $4,482+28.0% | $5,439+5.5% |
| Admin fee / account holder | $553 | $10,887-94.9% | $8,021-93.1% | $10,886-94.9% |