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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,419 | $99,053+112.4% | $88,179+138.6% | $138,895+51.5% |
| Participation rate | 5.9% | 74.2%-68.4pp | 69.1%-63.3pp | 79.9%-74.0pp |
| Annual return | 18.25% | 78.17%-59.9pp | 64.97%-46.7pp | 145.39%-127.1pp |
| Employer contribution / active EE | $487 | $2,882-83.1% | $2,549-80.9% | $4,194-88.4% |
| Participant deferral / active EE | $1,824 | $5,225-65.1% | $4,614-60.5% | $6,396-71.5% |
| Admin fee / account holder | $5 | $8,748-99.9% | $7,673-99.9% | $12,562-100.0% |