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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,870 | $100,073+66.7% | $85,126+96.0% | $145,877+14.4% |
| Participation rate | 6.3% | 74.1%-67.9pp | 67.5%-61.3pp | 80.3%-74.1pp |
| Annual return | 19.22% | 84.11%-64.9pp | 66.63%-47.4pp | 551.28%-532.1pp |
| Employer contribution / active EE | $314 | $3,236-90.3% | $2,731-88.5% | $4,663-93.3% |
| Participant deferral / active EE | $1,625 | $5,294-69.3% | $4,523-64.1% | $6,691-75.7% |
| Admin fee / account holder | $20 | $7,261-99.7% | $6,160-99.7% | $13,402-99.9% |