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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,717 | $132,099+29.2% | $115,599+47.7% | $138,895+22.9% |
| Participation rate | 60.0% | 77.9%-17.9pp | 74.3%-14.3pp | 79.9%-19.9pp |
| Annual return | 14.72% | 176.76%-162.0pp | 111.10%-96.4pp | 145.39%-130.7pp |
| Employer contribution / active EE | $856 | $3,416-74.9% | $2,955-71.0% | $4,194-79.6% |
| Participant deferral / active EE | $6,467 | $5,617+15.1% | $4,889+32.3% | $6,396+1.1% |
| Admin fee / account holder | $2,079 | $15,650-86.7% | $12,841-83.8% | $12,562-83.5% |