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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,281 | $118,496-38.2% | $98,461-25.6% | $139,466-47.5% |
| Participation rate | 100.0% | 77.5%+22.5pp | 75.2%+24.8pp | 80.3%+19.7pp |
| Annual return | 6.25% | 18.96%-12.7pp | 21.17%-14.9pp | 373.66%-367.4pp |
| Employer contribution / active EE | $1,860 | $3,611-48.5% | $3,049-39.0% | $4,754-60.9% |
| Participant deferral / active EE | $8,670 | $5,393+60.8% | $4,738+83.0% | $6,712+29.2% |
| Admin fee / account holder | $16,497 | $14,056+17.4% | $8,961+84.1% | $11,409+44.6% |