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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,615 | $78,705+10.1% | $117,857-26.5% | $70,131+23.5% |
| Participation rate | 100.0% | 73.2%+26.8pp | 79.7%+20.3pp | 69.5%+30.5pp |
| Annual return | 9.74% | 23.30%-13.6pp | 335.09%-325.3pp | 73.14%-63.4pp |
| Employer contribution / active EE | $4,526 | $2,223+103.6% | $3,786+19.5% | $2,342+93.2% |
| Participant deferral / active EE | $4,907 | $3,297+48.8% | $4,482+9.5% | $3,332+47.3% |
| Admin fee / account holder | $6,094 | $5,065+20.3% | $8,020-24.0% | $4,645+31.2% |