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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,319 | $69,977+24.8% | $108,582-19.6% | $62,881+38.9% |
| Participation rate | 100.0% | 72.9%+27.1pp | 79.6%+20.4pp | 69.3%+30.7pp |
| Annual return | 3.34% | 10.73%-7.4pp | -51.70%+55.0pp | 20.14%-16.8pp |
| Employer contribution / active EE | $4,135 | $2,135+93.7% | $3,758+10.0% | $2,281+81.3% |
| Participant deferral / active EE | $4,526 | $3,165+43.0% | $4,311+5.0% | $3,203+41.3% |
| Admin fee / account holder | $482 | $5,076-90.5% | $7,645-93.7% | $4,296-88.8% |