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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,014 | $29,733+196.0% | $56,025+57.1% | $80,959+8.7% |
| Participation rate | 37.9% | 41.7%-3.8pp | 52.5%-14.6pp | 67.7%-29.7pp |
| Annual return | 11.85% | 35.28%-23.4pp | 1712.69%-1700.8pp | 35.67%-23.8pp |
| Employer contribution / active EE | $746 | $672+11.1% | $1,042-28.4% | $2,757-72.9% |
| Participant deferral / active EE | $2,908 | $1,229+136.5% | $1,955+48.8% | $4,300-32.4% |
| Admin fee / account holder | $0 | $2,434-100.0% | $2,828-100.0% | $6,925-100.0% |