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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,363 | $27,924+334.6% | $58,544+107.3% | $75,181+61.4% |
| Participation rate | 21.4% | 38.8%-17.4pp | 50.9%-29.4pp | 67.2%-45.8pp |
| Annual return | 17.52% | 44.20%-26.7pp | 4249.56%-4232.0pp | 160.69%-143.2pp |
| Employer contribution / active EE | $835 | $669+24.8% | $1,053-20.7% | $2,671-68.7% |
| Participant deferral / active EE | $2,384 | $1,202+98.4% | $1,923+24.0% | $4,126-42.2% |
| Admin fee / account holder | $0 | $1,726-100.0% | $2,520-100.0% | $5,650-100.0% |