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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,800 | $180,749-85.7% | $160,784-84.0% | $137,256-81.2% |
| Participation rate | 66.7% | 80.0%-13.3pp | 77.0%-10.3pp | 80.0%-13.3pp |
| Annual return | 20.65% | 2234.46%-2213.8pp | 1803.92%-1783.3pp | 220.34%-199.7pp |
| Employer contribution / active EE | $2,982 | $4,155-28.2% | $3,733-20.1% | $4,156-28.3% |
| Participant deferral / active EE | $5,460 | $6,844-20.2% | $6,293-13.2% | $6,407-14.8% |
| Admin fee / account holder | $7,537 | $10,397-27.5% | $9,717-22.4% | $12,270-38.6% |