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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $463,665 | $212,386+118.3% | $199,883+132.0% | $138,895+233.8% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 8.22% | 47.75%-39.5pp | 43.81%-35.6pp | 145.39%-137.2pp |
| Employer contribution / active EE | $2,585 | $6,625-61.0% | $6,261-58.7% | $4,194-38.4% |
| Participant deferral / active EE | $9,575 | $9,617-0.4% | $9,138+4.8% | $6,396+49.7% |
| Admin fee / account holder | $3,755 | $18,233-79.4% | $17,268-78.3% | $12,562-70.1% |