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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $433,902 | $185,883+133.4% | $170,043+155.2% | $139,466+211.1% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 17.42% | 60.54%-43.1pp | 53.40%-36.0pp | 373.66%-356.2pp |
| Employer contribution / active EE | $2,737 | $7,596-64.0% | $6,790-59.7% | $4,754-42.4% |
| Participant deferral / active EE | $10,084 | $11,626-13.3% | $10,410-3.1% | $6,712+50.2% |
| Admin fee / account holder | $3,357 | $15,393-78.2% | $12,824-73.8% | $11,409-70.6% |