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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,598 | $57,305-25.7% | $86,640-50.8% | $75,173-43.3% |
| Participation rate | 90.9% | 63.2%+27.7pp | 71.7%+19.2pp | 67.2%+23.7pp |
| Annual return | 18.28% | 2674.24%-2656.0pp | 592.52%-574.2pp | 160.72%-142.4pp |
| Employer contribution / active EE | $3,342 | $2,316+44.3% | $3,024+10.5% | $2,671+25.1% |
| Participant deferral / active EE | $8,370 | $3,320+152.1% | $4,438+88.6% | $4,126+102.8% |
| Admin fee / account holder | $3,223 | $4,116-21.7% | $5,616-42.6% | $5,651-43.0% |