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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,818 | $60,139-37.1% | $90,461-58.2% | $79,856-52.6% |
| Participation rate | 84.4% | 65.0%+19.5pp | 72.7%+11.8pp | 69.6%+14.8pp |
| Annual return | 26.10% | 71.96%-45.9pp | 1294.76%-1268.7pp | 31.71%-5.6pp |
| Employer contribution / active EE | $2,928 | $2,069+41.5% | $3,264-10.3% | $2,471+18.5% |
| Participant deferral / active EE | $6,923 | $2,939+135.6% | $3,964+74.6% | $3,741+85.1% |
| Admin fee / account holder | $900 | $3,978-77.4% | $5,617-84.0% | $5,306-83.0% |