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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,512 | $53,127-72.7% | $86,597-83.2% | $70,131-79.3% |
| Participation rate | 55.9% | 65.3%-9.4pp | 73.5%-17.7pp | 69.5%-13.7pp |
| Annual return | 0.00% | 27.66%-27.7pp | 964.96%-965.0pp | 73.14%-73.1pp |
| Employer contribution / active EE | $1,966 | $2,068-4.9% | $2,840-30.7% | $2,342-16.1% |
| Participant deferral / active EE | $3,388 | $2,696+25.7% | $3,609-6.1% | $3,332+1.7% |
| Admin fee / account holder | $265 | $3,585-92.6% | $4,906-94.6% | $4,645-94.3% |