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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,888 | $51,638+23.7% | $68,368-6.6% | $82,448-22.5% |
| Participation rate | 89.7% | 63.6%+26.1pp | 73.8%+16.0pp | 68.1%+21.6pp |
| Annual return | 27.56% | 37.53%-10.0pp | 292.57%-265.0pp | 41.64%-14.1pp |
| Employer contribution / active EE | $3,299 | $2,047+61.2% | $2,649+24.6% | $2,551+29.3% |
| Participant deferral / active EE | $7,490 | $2,914+157.1% | $4,123+81.7% | $4,139+81.0% |
| Admin fee / account holder | $4,084 | $4,643-12.0% | $5,150-20.7% | $7,234-43.5% |