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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,501 | $58,311-10.0% | $81,882-35.9% | $80,959-35.2% |
| Participation rate | 91.1% | 63.5%+27.6pp | 72.4%+18.7pp | 67.7%+23.4pp |
| Annual return | 16.39% | 41.85%-25.5pp | 779.47%-763.1pp | 35.67%-19.3pp |
| Employer contribution / active EE | $3,566 | $2,347+52.0% | $2,916+22.3% | $2,757+29.3% |
| Participant deferral / active EE | $8,670 | $3,287+163.8% | $4,323+100.5% | $4,300+101.6% |
| Admin fee / account holder | $3,247 | $4,752-31.7% | $7,360-55.9% | $6,925-53.1% |