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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,134 | $115,814+124.6% | $101,275+156.9% | $158,982+63.6% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 15.01% | 56.16%-41.1pp | 46.48%-31.5pp | 302.99%-288.0pp |
| Employer contribution / active EE | $19,183 | $4,176+359.4% | $3,660+424.1% | $4,763+302.8% |
| Participant deferral / active EE | $2,516 | $4,958-49.3% | $4,371-42.4% | $5,983-58.0% |
| Admin fee / account holder | $962 | $7,249-86.7% | $5,948-83.8% | $11,252-91.5% |