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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,942 | $97,732+84.1% | $83,831+114.6% | $135,380+32.9% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -5.12% | 1287.56%-1292.7pp | 850.99%-856.1pp | 519.81%-524.9pp |
| Employer contribution / active EE | $14,771 | $4,222+249.9% | $3,631+306.8% | $4,779+209.1% |
| Participant deferral / active EE | $6,288 | $4,683+34.3% | $4,082+54.0% | $5,609+12.1% |
| Admin fee / account holder | $17,360 | $6,675+160.1% | $5,479+216.9% | $10,828+60.3% |