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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,457 | $107,368+120.2% | $92,915+154.5% | $152,909+54.6% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 21.29% | 145.64%-124.4pp | 109.45%-88.2pp | 345.46%-324.2pp |
| Employer contribution / active EE | $22,919 | $4,222+442.8% | $3,653+527.3% | $4,764+381.1% |
| Participant deferral / active EE | $10,462 | $4,848+115.8% | $4,238+146.8% | $5,851+78.8% |
| Admin fee / account holder | $785 | $7,082-88.9% | $5,796-86.4% | $11,601-93.2% |