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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,599 | $101,763-68.9% | $164,866-80.8% | $80,874-60.9% |
| Participation rate | 74.4% | 71.8%+2.6pp | 78.6%-4.2pp | 67.6%+6.7pp |
| Annual return | 14.02% | 16.73%-2.7pp | 69.97%-55.9pp | 35.62%-21.6pp |
| Employer contribution / active EE | $1,205 | $2,954-59.2% | $4,343-72.3% | $2,756-56.3% |
| Participant deferral / active EE | $2,895 | $4,477-35.3% | $6,033-52.0% | $4,297-32.6% |
| Admin fee / account holder | $3,797 | $8,228-53.8% | $12,689-70.1% | $6,935-45.2% |