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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,194 | $64,920-21.1% | $103,693-50.6% | $86,983-41.1% |
| Participation rate | 91.4% | 63.6%+27.8pp | 72.6%+18.8pp | 69.5%+21.9pp |
| Annual return | 11.01% | 30.29%-19.3pp | 47.61%-36.6pp | 25.83%-14.8pp |
| Employer contribution / active EE | $3,567 | $2,141+66.6% | $2,920+22.2% | $2,584+38.0% |
| Participant deferral / active EE | $5,265 | $3,241+62.4% | $4,579+15.0% | $4,194+25.5% |
| Admin fee / account holder | $2,997 | $6,191-51.6% | $7,858-61.9% | $7,856-61.9% |