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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,194 | $51,638-0.9% | $68,368-25.1% | $82,448-37.9% |
| Participation rate | 91.4% | 63.6%+27.8pp | 73.8%+17.7pp | 68.1%+23.4pp |
| Annual return | 11.01% | 37.53%-26.5pp | 292.57%-281.6pp | 41.64%-30.6pp |
| Employer contribution / active EE | $3,567 | $2,047+74.3% | $2,649+34.7% | $2,551+39.8% |
| Participant deferral / active EE | $5,265 | $2,914+80.7% | $4,123+27.7% | $4,139+27.2% |
| Admin fee / account holder | $2,997 | $4,643-35.5% | $5,150-41.8% | $7,234-58.6% |