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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,194 | $49,976+2.4% | $66,674-23.2% | $82,637-38.0% |
| Participation rate | 91.4% | 63.1%+28.3pp | 73.7%+17.8pp | 68.1%+23.4pp |
| Annual return | 11.01% | 39.09%-28.1pp | 321.24%-310.2pp | 53.51%-42.5pp |
| Employer contribution / active EE | $3,567 | $1,988+79.4% | $2,620+36.2% | $2,552+39.8% |
| Participant deferral / active EE | $5,265 | $2,847+85.0% | $4,084+28.9% | $4,126+27.6% |
| Admin fee / account holder | $2,997 | $4,594-34.8% | $5,098-41.2% | $7,339-59.2% |