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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,251 | $59,105+71.3% | $160,009-36.7% | $66,938+51.3% |
| Participation rate | 68.0% | 68.1%0pp | 78.0%-9.9pp | 69.8%-1.8pp |
| Annual return | -14.74% | -12.26%-2.5pp | 408.85%-423.6pp | 1.58%-16.3pp |
| Employer contribution / active EE | $663 | $1,983-66.6% | $4,225-84.3% | $2,545-73.9% |
| Participant deferral / active EE | $5,133 | $4,395+16.8% | $6,183-17.0% | $4,238+21.1% |
| Admin fee / account holder | $4,517 | $591+664.6% | $8,715-48.2% | $594+661.1% |