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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,499 | $65,395+33.8% | $182,540-52.1% | $72,975+19.9% |
| Participation rate | 64.2% | 65.4%-1.2pp | 78.0%-13.8pp | 69.5%-5.3pp |
| Annual return | 21.64% | 27.68%-6.0pp | 148.58%-126.9pp | 81.01%-59.4pp |
| Employer contribution / active EE | $612 | $1,911-68.0% | $4,076-85.0% | $2,440-74.9% |
| Participant deferral / active EE | $5,159 | $3,563+44.8% | $5,525-6.6% | $3,608+43.0% |
| Admin fee / account holder | $2,475 | $4,245-41.7% | $8,593-71.2% | $5,124-51.7% |