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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,772 | $59,440-26.4% | $78,004-43.9% | $82,637-47.0% |
| Participation rate | 95.7% | 62.8%+32.9pp | 69.4%+26.3pp | 68.1%+27.7pp |
| Annual return | 15.00% | 40.24%-25.2pp | 31.07%-16.1pp | 53.51%-38.5pp |
| Employer contribution / active EE | $2,143 | $1,750+22.4% | $2,469-13.2% | $2,552-16.0% |
| Participant deferral / active EE | $2,915 | $3,138-7.1% | $4,092-28.8% | $4,126-29.4% |
| Admin fee / account holder | $1,342 | $5,504-75.6% | $7,578-82.3% | $7,339-81.7% |