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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,977 | $47,944-56.2% | $67,834-69.1% | $62,881-66.6% |
| Participation rate | 98.5% | 61.1%+37.4pp | 68.8%+29.7pp | 69.3%+29.2pp |
| Annual return | 8.11% | 11.77%-3.7pp | 138.47%-130.4pp | 20.14%-12.0pp |
| Employer contribution / active EE | $231 | $1,562-85.2% | $2,403-90.4% | $2,281-89.9% |
| Participant deferral / active EE | $1,680 | $2,247-25.2% | $3,160-46.8% | $3,203-47.5% |
| Admin fee / account holder | $1,410 | $3,712-62.0% | $4,622-69.5% | $4,296-67.2% |