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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,288 | $57,350+78.4% | $83,850+22.0% | $64,181+59.4% |
| Participation rate | 81.8% | 68.6%+13.2pp | 76.1%+5.7pp | 69.6%+12.2pp |
| Annual return | 15.31% | 11.38%+3.9pp | 850.92%-835.6pp | 7.63%+7.7pp |
| Employer contribution / active EE | $902 | $2,545-64.6% | $3,631-75.2% | $2,381-62.1% |
| Participant deferral / active EE | $3,643 | $2,993+21.7% | $4,082-10.7% | $3,470+5.0% |
| Admin fee / account holder | $537 | $4,046-86.7% | $5,478-90.2% | $4,887-89.0% |