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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,850 | $63,346+38.7% | $92,240-4.8% | $70,126+25.3% |
| Participation rate | 77.4% | 68.7%+8.7pp | 76.5%+0.9pp | 69.5%+7.9pp |
| Annual return | 20.29% | 530.19%-509.9pp | 176.29%-156.0pp | 73.15%-52.9pp |
| Employer contribution / active EE | $968 | $2,471-60.8% | $3,680-73.7% | $2,343-58.7% |
| Participant deferral / active EE | $3,892 | $2,854+36.4% | $3,897-0.1% | $3,332+16.8% |
| Admin fee / account holder | $3,285 | $3,841-14.5% | $5,194-36.7% | $4,645-29.3% |