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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,569 | $165,381+37.0% | $149,730+51.3% | $158,966+42.5% |
| Participation rate | 90.0% | 84.6%+5.4pp | 82.5%+7.5pp | 82.0%+8.0pp |
| Annual return | 14.40% | 348.29%-333.9pp | 276.70%-262.3pp | 302.95%-288.5pp |
| Employer contribution / active EE | $1,044 | $5,104-79.5% | $4,645-77.5% | $4,762-78.1% |
| Participant deferral / active EE | $11,768 | $7,182+63.8% | $6,843+72.0% | $5,983+96.7% |
| Admin fee / account holder | $27,859 | $10,809+157.7% | $9,310+199.2% | $11,250+147.6% |