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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $319,684 | $165,584+93.1% | $142,942+123.6% | $137,256+132.9% |
| Participation rate | 100.0% | 80.1%+19.9pp | 76.8%+23.2pp | 80.0%+20.0pp |
| Annual return | 15.51% | 164.22%-148.7pp | 113.70%-98.2pp | 220.34%-204.8pp |
| Employer contribution / active EE | $6,451 | $4,725+36.5% | $4,139+55.8% | $4,156+55.2% |
| Participant deferral / active EE | $31,700 | $8,194+286.9% | $7,128+344.7% | $6,407+394.8% |
| Admin fee / account holder | $1,607 | $16,167-90.1% | $12,475-87.1% | $12,270-86.9% |