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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $319,684 | $171,930+85.9% | $151,266+111.3% | $154,746+106.6% |
| Participation rate | 100.0% | 80.5%+19.5pp | 77.0%+23.0pp | 80.7%+19.3pp |
| Annual return | 15.51% | 242.03%-226.5pp | 180.60%-165.1pp | 172.34%-156.8pp |
| Employer contribution / active EE | $6,451 | $4,710+37.0% | $4,237+52.3% | $4,379+47.3% |
| Participant deferral / active EE | $31,700 | $8,191+287.0% | $7,337+332.1% | $6,730+371.0% |
| Admin fee / account holder | $1,607 | $15,803-89.8% | $13,159-87.8% | $14,365-88.8% |