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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,145 | $63,346+29.7% | $92,240-10.9% | $70,126+17.1% |
| Participation rate | 71.1% | 68.7%+2.4pp | 76.5%-5.4pp | 69.5%+1.5pp |
| Annual return | 23.15% | 530.19%-507.0pp | 176.29%-153.1pp | 73.15%-50.0pp |
| Employer contribution / active EE | $2,640 | $2,471+6.8% | $3,680-28.2% | $2,343+12.7% |
| Participant deferral / active EE | $2,086 | $2,854-26.9% | $3,897-46.5% | $3,332-37.4% |
| Admin fee / account holder | $2,055 | $3,841-46.5% | $5,194-60.4% | $4,645-55.8% |