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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,936 | $64,729+89.9% | $112,263+9.5% | $68,490+79.5% |
| Participation rate | 95.0% | 67.2%+27.8pp | 75.1%+19.9pp | 67.9%+27.1pp |
| Annual return | -26.98% | -11.40%-15.6pp | 27.49%-54.5pp | -7.85%-19.1pp |
| Employer contribution / active EE | $2,976 | $2,746+8.4% | $3,636-18.2% | $2,597+14.6% |
| Participant deferral / active EE | $2,915 | $3,566-18.2% | $4,729-38.4% | $4,028-27.6% |
| Admin fee / account holder | $2,704 | $5,222-48.2% | $6,410-57.8% | $5,403-49.9% |