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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,782 | $176,838+21.5% | $146,685+46.4% | $167,518+28.2% |
| Participation rate | 93.3% | 83.6%+9.7pp | 80.1%+13.3pp | 82.1%+11.2pp |
| Annual return | 8.40% | 24.04%-15.6pp | 22.75%-14.3pp | 478.71%-470.3pp |
| Employer contribution / active EE | $5,378 | $5,161+4.2% | $4,137+30.0% | $4,838+11.2% |
| Participant deferral / active EE | $6,730 | $6,441+4.5% | $5,507+22.2% | $6,342+6.1% |
| Admin fee / account holder | $5,624 | $13,262-57.6% | $10,281-45.3% | $12,312-54.3% |