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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,564 | $83,485+124.7% | $125,192+49.8% | $72,975+157.0% |
| Participation rate | 96.3% | 73.3%+23.0pp | 79.8%+16.5pp | 69.5%+26.8pp |
| Annual return | 23.51% | 25.77%-2.3pp | 43.79%-20.3pp | 81.01%-57.5pp |
| Employer contribution / active EE | $5,649 | $2,346+140.8% | $3,866+46.1% | $2,440+131.5% |
| Participant deferral / active EE | $6,918 | $3,586+92.9% | $4,937+40.1% | $3,608+91.8% |
| Admin fee / account holder | $2,591 | $5,518-53.1% | $9,704-73.3% | $5,124-49.4% |