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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,524 | $111,814+46.2% | $103,378+58.2% | $145,978+12.0% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 10.37% | 24.80%-14.4pp | 24.91%-14.5pp | 550.52%-540.1pp |
| Employer contribution / active EE | $36,961 | $4,215+776.9% | $3,870+855.0% | $4,662+692.8% |
| Participant deferral / active EE | $10,451 | $5,618+86.0% | $5,058+106.6% | $6,690+56.2% |
| Admin fee / account holder | $4,136 | $9,764-57.6% | $8,401-50.8% | $13,400-69.1% |