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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,524 | $111,814+46.2% | $103,374+58.2% | $145,959+12.0% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 10.37% | 24.77%-14.4pp | 24.89%-14.5pp | 561.95%-551.6pp |
| Employer contribution / active EE | $36,961 | $4,214+777.2% | $3,869+855.2% | $4,661+693.0% |
| Participant deferral / active EE | $10,451 | $5,618+86.0% | $5,058+106.6% | $6,689+56.3% |
| Admin fee / account holder | $4,136 | $9,754-57.6% | $8,394-50.7% | $13,398-69.1% |