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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $906,929 | $209,888+332.1% | $189,545+378.5% | $167,553+441.3% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | -11.48% | 748.66%-760.1pp | 555.36%-566.8pp | 478.89%-490.4pp |
| Employer contribution / active EE | $22,850 | $6,915+230.4% | $6,162+270.8% | $4,840+372.1% |
| Participant deferral / active EE | $14,200 | $8,934+58.9% | $8,220+72.7% | $6,343+123.9% |
| Admin fee / account holder | $46,500 | $14,300+225.2% | $12,049+285.9% | $12,316+277.5% |