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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $761,666 | $184,000+313.9% | $162,185+369.6% | $152,909+398.1% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 48.22% | 150.80%-102.6pp | 115.61%-67.4pp | 345.46%-297.2pp |
| Employer contribution / active EE | $23,861 | $6,370+274.6% | $5,613+325.1% | $4,764+400.9% |
| Participant deferral / active EE | $18,500 | $8,033+130.3% | $7,297+153.5% | $5,851+216.2% |
| Admin fee / account holder | $126,618 | $13,124+864.8% | $10,844+1067.7% | $11,601+991.5% |