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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $380,477 | $160,059+137.7% | $140,019+171.7% | $135,380+181.0% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -30.59% | 911.48%-942.1pp | 651.17%-681.8pp | 519.81%-550.4pp |
| Employer contribution / active EE | $11,043 | $6,420+72.0% | $5,605+97.0% | $4,779+131.1% |
| Participant deferral / active EE | $17,750 | $7,641+132.3% | $6,927+156.3% | $5,609+216.5% |
| Admin fee / account holder | $18,742 | $13,328+40.6% | $10,705+75.1% | $10,828+73.1% |