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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $461,732 | $160,040+188.5% | $147,096+213.9% | $145,877+216.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 11.41% | 98.49%-87.1pp | 419.75%-408.3pp | 551.28%-539.9pp |
| Employer contribution / active EE | $3,804 | $5,289-28.1% | $4,936-22.9% | $4,663-18.4% |
| Participant deferral / active EE | $12,695 | $8,429+50.6% | $8,071+57.3% | $6,691+89.7% |
| Admin fee / account holder | $15,536 | $15,050+3.2% | $13,005+19.5% | $13,402+15.9% |