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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $371,146 | $148,623+149.7% | $135,974+173.0% | $139,466+166.1% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 14.27% | 79.30%-65.0pp | 68.30%-54.0pp | 373.66%-359.4pp |
| Employer contribution / active EE | $701 | $5,246-86.6% | $4,859-85.6% | $4,754-85.3% |
| Participant deferral / active EE | $12,636 | $8,103+55.9% | $7,760+62.8% | $6,712+88.3% |
| Admin fee / account holder | $11,484 | $12,406-7.4% | $10,767+6.7% | $11,409+0.7% |