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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $326,716 | $138,102+136.6% | $125,381+160.6% | $134,532+142.9% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -11.48% | 750.73%-762.2pp | 572.31%-583.8pp | 418.27%-429.7pp |
| Employer contribution / active EE | $1,083 | $5,245-79.4% | $4,815-77.5% | $4,741-77.2% |
| Participant deferral / active EE | $8,485 | $7,801+8.8% | $7,448+13.9% | $6,401+32.6% |
| Admin fee / account holder | $87,335 | $11,568+655.0% | $10,007+772.7% | $11,429+664.2% |