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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $522,422 | $196,972+165.2% | $182,262+186.6% | $198,609+163.0% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 14.14% | 158.27%-144.1pp | 140.60%-126.5pp | 202.70%-188.6pp |
| Employer contribution / active EE | $4,358 | $5,364-18.8% | $5,046-13.6% | $5,055-13.8% |
| Participant deferral / active EE | $16,178 | $8,643+87.2% | $8,276+95.5% | $6,977+131.9% |
| Admin fee / account holder | $16,752 | $18,429-9.1% | $16,712+0.2% | $19,030-12.0% |