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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,436 | $110,337+63.5% | $102,383+76.2% | $145,877+23.7% |
| Participation rate | 90.0% | 77.9%+12.1pp | 74.5%+15.5pp | 80.3%+9.7pp |
| Annual return | 12.59% | 24.83%-12.2pp | 24.94%-12.3pp | 551.28%-538.7pp |
| Employer contribution / active EE | $12,032 | $4,216+185.4% | $3,870+210.9% | $4,663+158.0% |
| Participant deferral / active EE | $6,542 | $5,621+16.4% | $5,060+29.3% | $6,691-2.2% |
| Admin fee / account holder | $1,220 | $9,750-87.5% | $8,391-85.5% | $13,402-90.9% |