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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,405 | $107,363+51.3% | $92,909+74.8% | $152,897+6.2% |
| Participation rate | 86.7% | 79.8%+6.9pp | 76.0%+10.7pp | 82.5%+4.2pp |
| Annual return | 19.70% | 145.63%-125.9pp | 109.44%-89.7pp | 345.43%-325.7pp |
| Employer contribution / active EE | $8,673 | $4,222+105.4% | $3,653+137.4% | $4,764+82.1% |
| Participant deferral / active EE | $5,653 | $4,848+16.6% | $4,238+33.4% | $5,851-3.4% |
| Admin fee / account holder | $14,670 | $7,082+107.2% | $5,795+153.2% | $11,599+26.5% |