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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,190 | $106,247+57.4% | $96,515+73.2% | $139,466+19.9% |
| Participation rate | 90.0% | 77.8%+12.2pp | 74.3%+15.7pp | 80.3%+9.7pp |
| Annual return | 18.01% | 38.47%-20.5pp | 35.73%-17.7pp | 373.66%-355.7pp |
| Employer contribution / active EE | $12,057 | $4,106+193.6% | $3,740+222.4% | $4,754+153.6% |
| Participant deferral / active EE | $6,426 | $5,456+17.8% | $4,880+31.7% | $6,712-4.3% |
| Admin fee / account holder | $2,972 | $7,885-62.3% | $6,735-55.9% | $11,409-74.0% |