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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,436 | $111,814+61.4% | $103,374+74.5% | $145,959+23.6% |
| Participation rate | 90.0% | 77.9%+12.1pp | 74.5%+15.5pp | 80.3%+9.7pp |
| Annual return | 12.59% | 24.77%-12.2pp | 24.89%-12.3pp | 561.95%-549.4pp |
| Employer contribution / active EE | $12,032 | $4,214+185.5% | $3,869+210.9% | $4,661+158.1% |
| Participant deferral / active EE | $6,542 | $5,618+16.4% | $5,058+29.3% | $6,689-2.2% |
| Admin fee / account holder | $1,220 | $9,754-87.5% | $8,394-85.5% | $13,398-90.9% |