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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,179 | $91,536+21.5% | $130,062-14.5% | $75,177+47.9% |
| Participation rate | 96.9% | 71.5%+25.4pp | 78.5%+18.4pp | 67.2%+29.7pp |
| Annual return | 13.90% | -631.62%+645.5pp | -137.37%+151.3pp | 160.75%-146.9pp |
| Employer contribution / active EE | $2,642 | $2,845-7.1% | $4,322-38.9% | $2,671-1.1% |
| Participant deferral / active EE | $5,531 | $4,343+27.4% | $5,821-5.0% | $4,126+34.0% |
| Admin fee / account holder | $2,209 | $6,780-67.4% | $10,601-79.2% | $5,651-60.9% |