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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,657 | $91,559-26.1% | $133,978-49.5% | $79,856-15.3% |
| Participation rate | 91.9% | 73.3%+18.5pp | 79.8%+12.0pp | 69.6%+22.3pp |
| Annual return | 7.71% | 61.85%-54.1pp | 45.10%-37.4pp | 31.71%-24.0pp |
| Employer contribution / active EE | $4,397 | $2,384+84.5% | $3,919+12.2% | $2,471+77.9% |
| Participant deferral / active EE | $964 | $3,734-74.2% | $5,047-80.9% | $3,741-74.2% |
| Admin fee / account holder | $10,253 | $6,321+62.2% | $8,930+14.8% | $5,306+93.2% |