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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,075 | $72,404-40.5% | $110,243-60.9% | $64,173-32.9% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.6%+30.4pp |
| Annual return | -7.14% | -6.29%-0.9pp | 314.76%-321.9pp | 7.63%-14.8pp |
| Employer contribution / active EE | $5,900 | $2,282+158.6% | $3,827+54.2% | $2,381+147.8% |
| Participant deferral / active EE | $701 | $3,469-79.8% | $4,672-85.0% | $3,470-79.8% |
| Admin fee / account holder | $3,658 | $5,664-35.4% | $8,548-57.2% | $4,887-25.1% |