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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $372,842 | $154,228+141.7% | $145,433+156.4% | $137,256+171.6% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 9.42% | 74.59%-65.2pp | 66.58%-57.2pp | 220.34%-210.9pp |
| Employer contribution / active EE | $14,434 | $4,804+200.4% | $4,554+216.9% | $4,156+247.3% |
| Participant deferral / active EE | $9,031 | $8,216+9.9% | $7,897+14.4% | $6,407+41.0% |
| Admin fee / account holder | $10,523 | $14,344-26.6% | $13,129-19.8% | $12,270-14.2% |